Buy now, really pay later.
Shop through the L8TR app, with the pay in 4 plan you already use. L8TR sends you back an amount equal to the first payment you made at checkout, and you repay L8TR in 3 installments at weeks 2, 4 and 6.
The amount you repay equals the amount L8TR sends.No interest. No finance charge. No credit checks.
How it works
More room in your cash flow.
Shop through L8TR app
Shop and choose a Pay in 4 plan at checkout
Step 1L8TR sends back your down payment
As soon as you check out with a Pay in 4 plan, L8TR sends you back your down payment instantly.
Step 2Pay L8TR later
Repay in 3 small installments at weeks 2, 4, and 6. No finance charge or interest.
Step 3We’ll keep you in the loop
Get friendly reminders before your payments are due so you never miss one.
Step 4
Plus: The L8TR Hub
Use it alongside L8TR shopping, or all on its own.
You know roughly what you owe.
Roughly is the problem. Multiple purchases across multiple providers, each on its own schedule, each with its own app and its own reminder emails buried somewhere in your inbox.
Nothing tells you what's leaving your account this week, or next week, or next month. So you only find out when it leaves. Keep track of upcoming payments and avoid late fees.
Due Jul 14
Due in 3 days
Overdue
Due Aug 02
Due in 11 days
Due in 6 days