Every short-term payment plan. In one place.

The L8TR Hub TRACKS all your BNPL and short-term advances in one place- such as Klarna, Afterpay, Affirm, PayPal, Chime, Dave, and more! 

See what's due, what you've already paid off, and what's left. Without opening all apps separately to find out.

L8TR app showing total balance and calendar views on two phones

You know roughly what you owe.

Roughly is the problem. Multiple purchases across multiple providers, each on its own schedule, each with its own app and its own reminder emails buried somewhere in your inbox.

Nothing tells you what's leaving your account this week, or next week, or next month. So you only find out when it leaves.

Klarna$33.30

Due Jul 14

Affirm$45.00

Due in 3 days

Afterpay$21.75

Overdue

PayPal Pay Later$58.40

Due Aug 02

Zip$17.20

Due in 11 days

Sezzle$25.00

Due in 6 days

How the Hub works

  1. 1

    Connect your Gmail

    Takes a few seconds. This helps L8TR identify confirmations from your BNPL providers, so your plans show up in one place.

  2. 2

    The Hub finds your plans

    Every active plan and every upcoming payment, pulled in automatically.

  3. 3

    See where you stand

    What's due next, what you've paid off, and what's still outstanding — across all your providers at once.

What you'll see

Everything, in order

Every upcoming payment across every provider, sorted by what's due next. Switch to a calendar when you want to see the month at a glance.

How far along you are

Paid to date, left to pay, and the percentage you've cleared. On each plan and across all of them.

Nothing to maintain

No manual entry, no forwarding receipts. New plans appear on their own once your inbox is connected.

Questions